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What is the Student Aid Index on the FAFSA?

The Student Aid Index (SAI) on the 2024–2025 FAFSA is replacing the Expected Family Contribution (EFC). Like the EFC, the SAI is a number that is used to determine how much federal student aid you are eligible to receive. The SAI is determined by the information that you and your family provide on the FAFSA and your SAI may be a negative number as low as -1,500.

You can get a sense of how much federal student aid you may be eligible for, with the Federal Student Aid Estimator. It takes about 10 minutes, and you can do this before filling out the FAFSA.

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