Skip to content ↓
Please note:

Cost and affordability: Return on investment

Your MIT education is an investment that will pay dividends for a lifetime.

About 82% of MIT students graduate debt-free, but those who do borrow have debt at graduation considerably lower than the national average. Based on the latest figures, college graduates who borrowed owed an average of $28,400 in loans. By comparison, members of the MIT Class of 2021 who took out loans graduated with an average debt of $26,160, 7.9% below the national average.

At current interest rates, the average MIT student’s monthly loan repayment would be a manageable amount based on typical starting salaries for graduating students.

A chart showing average yearly starting salaries of MIT graduates.