Before you leave MIT, you must complete loan exit counseling that will give you repayment options and information.

MIT Loan Exit Counseling

Education Loans Collection

A counselor for education loan collections is available to work with you on issues related to repaying your education loans while you are a student and after you separate from the Institute. If you have questions about loan repayment, please contact

Online Counseling

You have the option to complete your loan exit counseling online if you are graduating in June, September, or February and have one or more of the following loans:

  • Federal Perkins Loan
  • Federal Direct Stafford Loan
  • Federal Direct Graduate PLUS Loan

Please note: If you leave MIT at any time other than the regular graduation dates, you are still responsible for completing the loan exit interview online.

If you have an MIT Technology Loan, contact your MIT Loan Counselor for an appointment.

Group Counseling

We offer group exit counseling sessions several times over the academic year. At the session, you will learn about your rights and responsibilities as a borrower. You will understand when your repayments begin, the minimum monthly payments that are required and what repayments options are available. You will also learn about grace periods and options for deferment, forbearance and possible forgiveness or cancellation of your loan.

Currently there are no group sessions scheduled, please check back here for future dates and times.